Rental market · Hutchins, TX · Incorporated city
Hutchins, TX: average rent, home values, and rental yield
West South Central · Population 7,496
Why this market does or does not qualify
Overall City Market Score rank #768 of 4,812. The standardized Buy & Hold screen cannot produce a complete result for this city.
Supported strengths
Growth 72/100 and Cash Flow 61/100.
Measured weakness
Stability is the weakest category at 46/100.
Missing screen inputs: measured local property-tax rate. Primary evidenced risk: for-sale supply is the weakest measured factor (7th national percentile).
Data caveat: no missing input is treated as a zero cost. Bring an actual property’s price, rent, taxes, condition, and insurance quote to the calculator.
Why this grade
Overall 59.5 is a weighted geometric mean of the three category scores. Because they are multiplied rather than averaged, their distances from a perfect 100 combine as an exact identity, and each category's share of that distance is the arithmetic below, not an estimate. Stability carries 44% of it, which is what makes it the binding constraint on this grade.
Inside Stability, the shortfall splits over the factors the model scored here, exactly, in proportion to their published weights. The largest component is violent crime (weight 10 of the category's 30, 43rd national percentile, 35% of the category's own shortfall); next is property tax rate (weight 4 of the category's 30, 23rd national percentile, 19% of the category's own shortfall).
What this is not. It is not a claim that a different value on any one factor would produce a different score or a different grade. Every factor is scored as a national percentile and the grade is a percentile cut against the other 4,812 ranked markets, so this market's position moves only relative to all of them, never on its own. All 13 factors were measured for this market, so no category is carrying a gap.
How Hutchins ranks nationally
Each row places Hutchins against all 4,812 ranked U.S. markets. The marker is this city; the centre tick is the national median, and the bar spans from that median to the marker, so its length is how far from the middle of the country this market sits and the side it falls on is the direction. Further right is more favorable to an investor: inverted measures (crime, vacancy, price-to-income) are already flipped so higher always means better here.
What a deal looks like here
A market-level buy-box for Hutchins, built from this market's own numbers: the investor-entry price, its rent, and local carrying costs. The market grade is a quality screen; the deal verdict below is this financing scenario only. An illustrative scenario, not a listing.
This illustrative 25%-down scenario is negative; cash-flow break-even is around 35% down.
Buy target = Zillow Bottom-Tier ZHVI (5th–35th percentile) $190,098; typical home value $246,707. Rent = Census ACS (fallback) (a typical all-homes rent, not tier-matched, so the ratio likely overstates the entry-level reality). Assumptions: 25% down, 7% / 30-yr, 5% vacancy, 8% management on collected rent, 5% maintenance, 5% CapEx reserve excluded from NOI and subtracted from cash flow, 0.5% insurance, 1.10% property tax. Illustrative market-level scenario: not a listing, appraisal, recommendation, or underwriting decision. As of 2026-07-10.
Market Negotiation Leverage
Some buyer leverage (76th percentile among 6,196 cities with Redfin coverage)
Equal-weight composite of three Redfin signals’ national percentiles (days on market 48, months of supply 7.0, sale-to-list 97.8%), direction-adjusted so a higher percentile always means more room for a buyer to negotiate. This is a cross-sectional snapshot against every other tracked city today, not a seasonal or historical baseline for this specific city (no multi-year time series is committed for this data). Not a prediction of what any specific seller will accept. Source: Redfin Data Center. See how this is calculated.
Price & rent history
Home value $64,984 → $246,707 (2000-01–2026-08)
Asking rent: no Zillow ZORI series - Zillow does not cover this city (Census-only). Nothing plotted rather than estimated.
Source: Zillow ZHVI (home value) and ZORI (asking rent) - monthly resolution for the last ~10 years (since 2016-09), quarterly before that. Home value uses the left axis, rent the right; toggle either series, change the range, hover to read any point. Gaps in the source series are left as gaps - never interpolated.
ZIP markets in Hutchins
4 Census ZIP Codes (ZCTAs) officially overlap Hutchins by land area · 3 data-eligible for subscores. Overlap is Census land-area share, not a population or address share. Each ZIP Code's overall Rental Investor ZIP Score, grade and canonical national rank are shown below (the two component signals, affordability and rental market, are separate percentiles). There is no city-scoped ZIP rank: city overlap isn't a ranking universe, so only the national rank is shown. These ZIP rankings sit in the ZIP universe only, never mixed with, and not directly comparable to, Hutchins's city ranking. Vintage: the Key metric column below is Census ACS 2020–2024 (5-year), the same survey release as the figures used above for Hutchins itself; a city and a ZIP Code are different geographies, so the same measure can still show a different number at each level.
4 of 4 overlapping ZIP Code areas, scoredgrade, overall Rental Investor ZIP Score and national rank for each, on a separate model from this page's city scoreShow table
| ZIP Code | Overallgrade · natl rank | Tier · overlap | Affordabilitysignal · natl rank | Rental marketsignal · natl rank | Key metric |
|---|---|---|---|---|---|
| 75141Hutchins | B 57#5,118 nat | RankedPrimary | 70#2,919 of 20,132 · top 14% | 74#1,143 of 20,132 · top 6% | 6.7%Survey yield |
| 75172Wilmer | — | Profile9.2% overlap | — | — | 9.9%Survey yield |
| 75134Lancaster | C 53#7,054 nat | Ranked5.4% overlap | 54#7,932 of 20,132 · top 39% | 47#11,031 of 20,132 · bottom 45% | 9.3%Survey yield |
| 75241Dallas | C 52#7,698 nat | Ranked3.2% overlap | 55#7,302 of 20,132 · top 36% | 39#14,695 of 20,132 · bottom 27% | 8.6%Survey yield |
The honest read
Hutchins scores 59/100 overall (grade A): 61 for Cash Flow, 72 for Growth, and 46 for Stability, each a 0–100 score built from the factors in that category. The scenario above shows what a representative investor-entry purchase pencils out to at today's rates. Everything we can measure is in the table below, with its source.
Every factor, shown
The Overall score blends three category scores built from thirteen measured factors: Cash Flow (35%), Growth (35%), and Stability (30%). The table shows every factor; the tag on each percentile marks which category a scored factor feeds. Untagged factors are shown for context but not scored. Every percentile also carries the band it falls in - top 10%, top quartile, above or below the national median, bottom quartile, bottom 10% - so a bare ordinal still reads as a position; the band restates that percentile and adds nothing to it. Every value carries its source and as-of date. How the score works.
| Factor | Value | National percentile | Source · as-of | What it means |
|---|---|---|---|---|
| Expense-adjusted yield fallback | 4.1% | Top quartile79th percentile · Cash Flow | Census ACS · ACS 5-yr 2020-2024 | Annual rent divided by price, net of a modeled vacancy, tax, capex, and management allowance: the core of the Cash Flow category and what the score is actually computed from. The unadjusted gross yield is shown elsewhere on this page. |
| Price to income | 5.2x | Below median31st percentile · Cash Flow | Zillow + ACS income · 2026-08-31 | Home price over local median income. Lower is cheaper relative to what people earn. Part of the Cash Flow category. |
| Population growth | 3.2%/yr | Top 10%93rd percentile · Growth | Census PEP · Census PEP 2020→2025 (vintage 2025) + Census PEP 2015→2025 (vintages 2019+2025) | Census population trend for the place, capped at 4.5%/yr before scoring (diminishing returns above that rate): the heaviest factor in the Growth category. |
| Job growth | 1.3%/yr | Top quartile75th percentile · Growth | BLS LAUS (county) · BLS LAUS county annual 2019→2025 (pre-COVID anchor; 2025 is an 11-month average) + BLS LAUS county annual 2015→2025 | County employment trend, capped at 4.0%/yr before scoring (diminishing returns above that rate). A Growth-category factor. |
| Income growth | 5.8%/yr | Above median63rd percentile · Growth | Census ACS · ACS 5-yr 2020-2024 | Local median-income trend. A Growth-category factor. |
| Rent growth fallback | 2.3%/yr | Bottom quartile15th percentile · Growth | Model cohort median (eligible county or state/population cohort); no city-specific observation. Published 2026-10-06 | A 40/60 blend of 3-year and 10-year rent trend (the model's own weighting). A Growth-category factor. |
| Home-value growth | 4.9%/yr | Above median55th percentile · Growth | Zillow ZHVI · 3yr + 10yr to 2026-08-31 | A 40/60 blend of 3-year and 10-year price trend (the model's own weighting). A small Growth-category factor. |
| Unemployment | 4.1% | Above median51st percentile · Stability | BLS LAUS (county) · BLS LAUS county annual 2025 (11-month average) | County unemployment rate. Lower is steadier, a Stability-category factor. |
| Rental vacancy | 2.8% | Top quartile82nd percentile · Stability | Census ACS B25004 · ACS 5-yr 2020-2024 | Share of rentals empty. Lower means more pricing power. A Stability-category factor. |
| Property tax rate fallback | 1.6% | Bottom quartile23rd percentile · Stability | Model cohort median (eligible county or state/population cohort); no city-specific observation. Published 2026-10-06 | Median tax over median value. A direct drag on cash flow, scored in the Stability category as carrying-cost burden. |
| Months of supply | 7.0 mo | Bottom 10%7th percentile · Stability | Redfin Data Center · 2026-05-01 | Listings over sales pace. Under about 4 is a seller market, over 6 a buyer market. A Stability-category factor. |
| Days on market | 48 days | Below median38th percentile | Redfin Data Center · 2026-05-01 | How fast homes sell. Lower means more liquidity and an easier exit. Shown for context, not scored. |
| Sale-to-list ratio | 97.8% | Below median27th percentile | Redfin Data Center · 2026-05-01 | Sale price over asking. Above 100% means homes clear over ask. Shown for context, not scored. |
| Net domestic migration | -17.4/1k | Bottom 10%1st percentile | Census PEP (county) · PEP vintage 2025 | Net people moving in or out of the county, per 1,000 residents. Shown for context, not scored. |
| Building permits | 12.0/1k | Below median48th percentile | Census BPS (county) · BPS 2025 | New-construction permits per 1,000 homes. More means more supply coming. Shown for context, not scored. |
| Rent burden | 45% | Bottom 10%2nd percentile | Census ACS B25071 · ACS 5-yr 2020-2024 | Median rent as a share of income. Higher means less headroom for increases. Shown for context, not scored. |
| Median year built | 1997 | Top quartile86th percentile | Census ACS B25035 · ACS 5-yr 2020-2024 | Age of the housing stock. Older stock carries more capex. Shown for context, not scored. |
| Max drawdown | 36% | Bottom quartile22nd percentile | Zillow ZHVI · 2026-08-31 | Worst peak-to-trough home-value decline on record. Shown for context, not scored. |
| Violent crime | not reported | - | FBI CDE | No agency reported this place to the FBI. We never impute a crime number; where it is missing, the Stability category renormalizes over its remaining factors. |
- † Job growth and unemployment are county-level (BLS LAUS, county FIPS 48113); large multi-county cities inherit their dominant county’s figures.
- Yield uses ACS median gross rent and home value (Census survey data, 2020–2024 average) because Zillow does not cover this city - not directly comparable to Zillow-based yields.
- Data flag: cashYield: ACS fallback (no Zillow rent+value).
- Data flag: rentGrowth: ACS CAGR fallback.
Where to go next from Hutchins
Every link below is this market's own data taken one step further: its neighbours in the ranking, the same numbers side by side, or the same numbers in a calculator you can change.
Nearby in the Texas rankings, and national look-alikes
- Hickory Creek, TXGrade A · score 60/100 · yield 5.1% · $489,711 · #756 nationalZillow ZHVI $187k (2000) to $490k (2026), +162%
- Glenn Heights, TXGrade B · score 60/100 · yield 8.8% · $327,294 · #757 nationalZillow ZHVI $117k (2000) to $327k (2026), +180%
- Missouri City, TXGrade A · score 59/100 · yield 7.6% · $333,316 · #769 nationalZillow ZHVI $141k (2000) to $333k (2026), +136%
- Watauga, TXGrade A · score 59/100 · yield 8.9% · $275,243 · #779 nationalZillow ZHVI $90k (2000) to $275k (2026), +207%
- Columbus, INGrade A · score 59/100 · yield 5.9% · $280,503 · #767 nationalZillow ZHVI $190k (2001) to $281k (2026), +48%
- St. Peters, MOGrade A · score 59/100 · yield 6.2% · $323,600 · #766 nationalZillow ZHVI $129k (2001) to $324k (2026), +152%
- Fruitland Park, FLGrade B · score 59/100 · yield 6.4% · $293,849 · #770 nationalZillow ZHVI $92k (2000) to $294k (2026), +219%
Compare Hutchins head to head
- Hutchins vs Hickory Creek vs ColumbusThe pre-filled matchup: nearest in-state rank and closest national grade.
- Hutchins vs Glenn Heights, TXGrade B · yield 8.8%
- Hutchins vs St. Peters, MOGrade A · yield 6.2%
- Pick your own opponentAny of the 5,233 tracked cities.
Underwrite a Hutchins deal
- Cap rateOpens on Hutchins's own entry price and rent. Change either one.
- Cash flow & DSCRMonthly cash flow and DSCR, prefilled with this market's numbers.
- Mortgage paymentP&I on Hutchins's entry price at the assumptions shown above.
- All marketsCompare Hutchins against 4,812 ranked cities.
- Texas ZIP CodesEvery Texas ZIP Code area (Census ZCTAs), scored separately from the city rankings.
- Ranked listsYield, affordability, growth, stability, price band, or whether rent covers the mortgage.
For learning, not advice. A market screen from public data - not a forecast, not underwriting, not a recommendation to buy anywhere.