Writing
The Blog
What we are learning about compounding wealth in real estate: markets, deal analysis, financing, and the numbers underneath all of it.
UnderwritingStart hereHow to Underwrite a Rental Property
How to underwrite a rental property step by step: cap rate, cash flow, and DSCR, and the actual math behind each number, with a worked example.
Read the article →The Best Cash-Flow Rental Markets in 2026
The U.S. rental markets with the highest cash-flow potential in 2026, ranked from public data: what actually drives gross yield, and where the numbers hold up.
Research note · generated 2026-09-14Why a Top-Ranked Rental Market May Still Fail a Cash-Flow Test
Overall market quality and financed rental holdability answer different questions. See the current data, assumptions, and why the leading market does not pass.
CompoundingHow Long You Live Changes How Much You Make
Health is the exponent in compounding, and almost nobody underwrites it. $100,000 at 7% real becomes $1.5M by age 70 and $11.4M by 100. What the evidence actually supports.
FinancingWhy Conventional Loans Beat DSCR for Your First Five Rentals
15% down on a single family, 25% on small multifamily, 2% in seller credits, and an agency appraiser who catches the deferred maintenance a DSCR lender never looks for. The verified requirements, with sources.
Methodology / ResearchWe Rejected Our First Two ZIP Scores. Here’s the One That Finally Passed.
We tried twice to build one overall rental-investment score for U.S. ZIP Codes and rejected both. The third, after a 68,000-model search, passed. Here’s the Rental Investor ZIP Score and how to use it.
DecisionsShould You Rent Out Your Old House or Sell It? The Actual Math
Renting and selling aren't naturally comparable. One pays you monthly, the other pays you once. Here's how to force them onto the same timeline and actually compare, instead of guessing.
PrinciplesWhy Compounding Estates Exists
Most financial tools either hide behind a signup or hand you a number with no idea how it got there. We built the opposite, and this is the reasoning.
More coming.
In the meantime, put the rental cash flow calculator to work, try the investment growth calculator, or send us a deal.