Rental market · ZIP 16354 · Titusville, PA

ZIP 16354, Titusville, PA rental market

Population 9,989 · Titusville, Venango County, PA · ZIP Code Tabulation Area

Ranked · ACS 2024 5-year

DGRADE
31.5/100 · Rental Investor ZIP Score
National rank #15,951 of 20,132 scored ZIP Codes
PA rank #743 of 1,100 · data confidence: high

Grade cut points, score out of 100: A from 63.7 · B from 54.7 · C from 42.4 · D from 28.1. This ZIP's 31.5 sits in the D band, which opens at 28.1 and ends below 42.4. The cut points are the model's own, read from the published ZIP dataset, and are identical for every ZIP Code area.

The four category scores that combine into the number above, on the model's own 0 to 100 score scale. These bars are not percentiles: for where those scores place this ZIP Code against every other scored one, see how this ZIP ranks below.

Cash Flow & Affordability ZIP data
56
Local Demand & Market Quality ZIP data
63
Surrounding-Market Growth county / place context
13
Stability & Risk ZIP + place context
38

Watch: the surrounding market is flat or declining. elevated stability/risk signals.

Cash Flow & Affordability was scored using a measured (Zillow) home value, giving an effective price-to-income of 2.43× and tax burden of 1.34% of value: the number this category's score is actually based on, which can differ from the ACS survey value shown elsewhere on this page.

A transparent screening score, not a return forecast. Affordable, higher-yield markets can score well when demand, liquidity, low vacancy, reliable government data and a growing surrounding market support them. Categories labeled “context” use official county/place data, never presented as ZIP-level observation. ZIP and city scores are not directly comparable. See how this score works.

How this ZIP ranks: nationally & in-state

Each bar places this ZIP against all 20,132 scored ZIP Codes nationally. The marker is this ZIP and further right is more favorable to an investor; the tick is the median. Every position here is a percentile: the 0–100 scores and the grade they earn are stated once, in the card above, and this card states once where those same five numbers place this ZIP Code.

Overall Rental Investor ZIP Score
21st percentile
Cash Flow & Affordability
63rd percentile
Local Demand & Market Quality
75th percentile
Surrounding-Market Growth county / place context
14th percentile
Stability & Risk ZIP + place context
29th percentile
← 0th percentile50th (median)100th percentile →

Percentiles are the frozen model's own numbers among scored ZIP Codes (deterministic competition ranking); an unreliable or thin-peer in-state comparison reads “Not available,” never zero. All underlying figures are ACS survey estimates with margins of error. The comparability caveat and the method link for this score are stated once, in the card above.

What went into this score: 12 national factor percentiles

Cash Flow & Affordabilityweight 25% · category score 56

Gross rental yieldZIP observation
87th
Price to incomeZIP observation
90th
Property-tax burdenZIP observation
17th
Rent as a share of incomeZIP observation
29th

Local Demand & Market Qualityweight 30% · category score 63

Population scaleZIP observation · scale, not quality
53rd
Renter-household depthZIP observation · scale, not quality
57th
Renter share of householdsZIP observation
63rd
Rental vacancyZIP observation
45th
Market heat (Zillow measured)ZIP observation
97th

Surrounding-Market Growthweight 25% · category score 13

County population growthcounty context
13th

Stability & Riskweight 20% · category score 38

Median year builtZIP observation
13th
ACS data confidenceZIP observation
63rd

Every figure here is the frozen model’s own national percentile for one factor, read from the published ZIP dataset: 12 of the 15 factors this model defines were available for this ZIP Code. 3 of them could not be measured here (surrounding-market growth, surrounding-market stability, recently built share) and were left out of the average rather than filled in with a national guess. Higher is the direction the model treats as more favourable to a rental investor; population scale and renter-household depth are size, not quality. Each category score is the plain average of its own percentiles above; the overall score combines those four at the weights shown. The percentiles are published rounded to whole numbers, so averaging the printed figures lands a fraction of a point from the published score. This ZIP’s weakest category is 13, below the model’s published floor of 30, so the model applies its floor penalty and the overall score is lower than those four weighted together would be on their own. Nothing on this panel is recomputed here, and a factor percentile is not a score.

Key metrics

9,989
Population

±400 ±4% tight

$102,500
Median home value (ACS, owner-reported)

±$8,800 ±8.6% tight

$688
Median gross rent (ACS, incl. utilities)

±$49 ±7.1% tight

8.1%
Survey gross-rent yield (proxy)

Derived from ACS estimates: no published margin of error

$48,963
Median household income

±$6,900 ±14% moderate

4.3%
Rental vacancy

Derived from ACS estimates: no published margin of error

29.4%
Renter share

Derived from ACS estimates: no published margin of error

1.6%
Estimated property-tax burden

Derived from ACS estimates: no published margin of error

1958
Median year built

±4 years margin in years; a share of a year number would not mean anything

15.6%
Multifamily (5+ units)

Derived from ACS estimates: no published margin of error

Data vintage: ACS 2024 5-year · data confidence: high. Of the 10 figures above, 5 carry the Census Bureau's published 90% margin of error, printed on the card in the figure's own units and as a share of the estimate; and 5 are ratios derived from those estimates, which the Census Bureau publishes no margin for. The bar and the band word restate that printed share in three bands: tight under ±10%, moderate ±10% to ±25%, wide ±25% and over. A median year built is given a margin in years only, because a margin stated as a share of a year number would not mean anything; the bar is full at ±40%. A wider margin does not make an area worse, only less precisely measured.

Market context

Trend context

Loading home value context…

View source data

Each point is one ACS 5-year estimate on the same 2020-Census ZCTA boundary. Adjacent releases overlap, so the release-to-release differences are not independent annual market movement.

ACS estimates by release; ± is the margin of error.
Series2017–20212018–20222019–20232020–2024
Median home value B25077$85,700 ±$3,470$94,600 ±$3,850$97,400 ±$5,642$102,500 ±$8,855
Median gross rent B25064$570 ±$28$600 ±$43$636 ±$53$688 ±$49
Population B0100310,572 ±42010,225 ±38410,120 ±4139,989 ±402

ACS 2021 release

2017-2021 five-year estimate

Median home value B25077
$85,700Margin of error ±$3,470
Median gross rent B25064
$570Margin of error ±$28
Population B01003
10,572Margin of error ±420

ACS 2022 release

2018-2022 five-year estimate

Median home value B25077
$94,600Margin of error ±$3,850
Median gross rent B25064
$600Margin of error ±$43
Population B01003
10,225Margin of error ±384

ACS 2023 release

2019-2023 five-year estimate

Median home value B25077
$97,400Margin of error ±$5,642
Median gross rent B25064
$636Margin of error ±$53
Population B01003
10,120Margin of error ±413

ACS 2024 release

2020-2024 five-year estimate

Median home value B25077
$102,500Margin of error ±$8,855
Median gross rent B25064
$688Margin of error ±$49
Population B01003
9,989Margin of error ±402

Source: U.S. Census Bureau, American Community Survey 5-year, table-based Summary File (ZCTA geography); tables B25077 (median value), B25064 (median gross rent), and B01003 (population); estimate + margin of error. Missing releases remain gaps and are never interpolated. Home value is owner-reported; gross rent describes renter housing stock; population is a ZCTA estimate. Dollar figures are nominal.

Measured market data

Measured observations for this ZIP Code, published beside the government survey figures above rather than replacing them. They measure different things and will legitimately disagree; the reconciliation below states on which axis, one axis at a time, instead of leaving a reader to guess. ZORI does not correct the ACS rent; neither is a better version of the other. Monthly series, revised in recent months, observed 2026-07, not live.

Why two figures for apparently the same thing differ: source, vintage, methodology and geography, stated one axis at a time.
FigureACS survey estimateZillow measured index
Typical home value$102,500±$8,800, the Census Bureau’s published 90% margin of error$119,082no published margin of error
Methodology typical home valueThe median of what owners themselves estimate their own home to be worth, across owner-occupied homes only.A smoothed index of the typical value of homes in the middle tier (35th to 65th percentile) of the local stock, whether or not they sold.
SourceU.S. Census Bureau, American Community Survey 5-year estimates.Zillow Economic Research public research data.
VintageACS 2024 5-year: one estimate pooled over 2020–2024. Restated once a year, not monthly, and adjacent releases overlap.Monthly series, observed 2026-07 and revised in recent months. Not live.
Geography2020 Census ZIP Code Tabulation Area 16354.USPS ZIP code 16354: a related, but not identical, area.

The index for typical home value is $16,582 higher than the survey estimate, whose own 90% margin of error is ±$8,800: the two are separated by more than survey sampling error alone accounts for. A gap of either size is expected when the source, vintage, methodology and geography all differ, and is not evidence that either figure is wrong. Neither figure corrects the other, and no margin of error is implied for the index, which publishes none.

Zillow Home Value Index (ZHVI, mid tier)$119,082
ZHVI bottom tier (5th–35th pct)$66,184
ZHVI top tier (65th–95th pct)$223,260
Market heat index95
Share of listings with a price cut27.0%
For-sale inventory23
New listings9
Median list price$133,967
Measured 3-yr value growth-2.90%/yr
Measured 5-yr value growth-0.39%/yr
Measured 10-yr value growth3.20%/yr
ZHVI, 2-bedroom$118,807
ZHVI, 3-bedroom$155,093
ZHVI, 4-bedroom$190,574

Measured value-growth signal: 5 of 100: this ZIP Code area ranks #18,419 of 19,419 ZIP Codes with a measured 3-year value growth rate. This is a separate national signal, published beside the overall score and deliberately not folded into it.

Source: Zillow Economic Research public research data, observation month 2026-07. Zillow keys on USPS ZIP codes; this page is a 2020 Census ZCTA, related but not identical geographies, so a Zillow value is matched to this ZCTA by code and is not a statement that the two areas are the same. Zillow is not affiliated with, and does not endorse, Compounding Estates.

Market Negotiation Leverage

Strong seller leverage (3rd percentile among scored ZIP Codes)

Derived from Zillow's market-heat index for this ZIP, inverted (a cooler market means more room for a buyer to negotiate). 27% of listings have had a price cut · 23 active listings. This is a cross-sectional snapshot (how this ZIP compares to every other tracked ZIP today), not a seasonal or historical baseline for this specific ZIP (no multi-year time series exists to support that claim). Not a prediction of what any specific seller will accept. See how this is calculated.

Source: Zillow Economic Research public research data. Zillow is not affiliated with, and does not endorse, Compounding Estates.

Underwrite with these as starting points

Opening a calculator pre-loads the ACS median owner value and median gross rent as a survey-level starting point; every calculator input is editable. Owner-occupied median value and renter median gross rent describe different housing stock: the median-valued home is not the typical rental, so this is a screen, not a listing, appraisal, asking rent, cap rate, or forecast. Bring your own entry price and rent.

ZIP Codes bordering 16354

9 ZIP Code areas share a land boundary with 16354 in the official Census 2020 ZCTA map, ordered by shared-boundary length, not ZIP-number proximity or driving distance. 8 of them are in CE’s ranked set and are listed below, each with its own Rental Investor ZIP Score, grade and national rank, read from the same published dataset as this page. The rest are counted here and searchable from the ZIP Code explorer. A neighbour’s score is a score for that area, never for 16354, and this list is ordered by border length, so it is not a ranking and no neighbour is called best.

Evidence, sources & limitations

Official geography: Titusville city, Venango County. Analytical entity: the U.S. Census ZIP Code Tabulation Area (ZCTA) 16354, an approximation of the USPS ZIP delivery area, not its exact route boundaries. Model z3-measured-v1; data ACS 2024 5-year.

This ZIP Code area is primarily in Venango County (spans multiple counties), overlapping Titusville and other places, by land-area overlap from the official Census 2020 ZCTA relationship files (not population or address share).

Populationsurvey ACS B01003 · ±4% margin of error
Median home value (ACS, owner-reported)survey ACS B25077 · ±8.6% margin of error
Median gross rent (ACS, incl. utilities)survey ACS B25064 · ±7.1% margin of error
Survey gross-rent yield (proxy)derived 12 * ACS B25064 / B25077 · no published margin of error
Median household incomesurvey ACS B19013 · ±14% margin of error
Rental vacancyderived ACS B25004 E002 / (B25003 E003 + B25004 E002) · no published margin of error
Renter sharederived ACS B25003 E003/E001 · no published margin of error
Estimated property-tax burdenderived ACS B25103 / B25077 · no published margin of error
Median year builtsurvey ACS B25035 · ±<1% margin of error
Multifamily (5+ units)derived ACS B25024 (5+ unit structures / total) · no published margin of error

Class: survey = ACS estimate (with margin of error); derived = computed from ACS. The survey gross-rent yield is a proxy (renter gross rent vs owner-occupied value, different housing stock; ACS top-codes very high values/rents) and is not a cap rate. Subscores are national percentiles among data-eligible areas; ranks are competition-ranked with deterministic ties. No vendor, listing, parcel, or school data. Not investment advice.